Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 : Accident-and-Health-or-Sickness-Producer

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最新的 Maryland Insurance Accident-and-Health-or-Sickness-Producer 免費考試真題:

1. All of the following are typical health maintenance organization (HMO) preventive care services provided by a primary care physician EXCEPT:

A) Well-baby checkups
B) Physical examinations
C) Immunizations for children
D) Experimental surgery

2. An insurance producer or advisor in the State of Maryland can be disciplined by the MarylandInsurance Administration for all of the following EXCEPT:

A) Making a misleading statement about the financial condition of an insurer
B) Making false or misleading statements about dividends previously paid on similar policies
C) Using inappropriate description of a policy to hide the true nature of the policy
D) Filing a complaint on behalf of the consumer with the Maryland Insurance Administration

3. Which one of the following causes of loss typically is EXCLUDED under a disability income insurance policy?

A) Auto accidents
B) Intentionally self-inflicted injuries
C) Cancer
D) Tropical disease

4. All of the following are examples of unfair claims settlement practices EXCEPT:

A) Refusing arbitrarily and unreasonably to pay claims
B) Misrepresenting pertinent facts of coverage
C) Failing to promptly provide a reason for a claim denial
D) Denying unsubstantiated claims on a timely basis

5. An insurer may pay a commission directly or indirectly to:

A) A surplus lines broker operating without a license for less than one year
B) Anyone soliciting business for the insurer
C) A producer whose license is terminated after earning the commission
D) An unlicensed employee of the insurer

問題與答案：